1031 Emelita St, Fallbrook, CA 92028 Property Records

San Diego County property record for 1031 Emelita St, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 1977
Lot Size	0.218 acres (9,502 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Sep 2021)
Tax Bill	$6,804 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-403-15-00`

Property Details

APN / Parcel Number

Primary APN	`105-403-15-00`
Alternative APN	`1054014900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,691 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,502 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1054014900
Street Address	1031 EMELITA ST
City	FALLBROOK
State	CA
Zip	92028-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1 E 70 FT OF W 330 FT OF N 136 FT OF S 246 FT OF TR 000132
Legal Subdivision	SHIPLEY
Legal Tract	000132
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3001
Census Tract	18904

Owner

1031 Emelita St is owned and occupied by an individual who bought it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage AXOS BANK
Jan 11, 2019	Grant Deed, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Document Number	2021674365
Prior Transfer Date	Jan 26, 2015
Prior Transfer Doc	0000043146
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 24, 2021
Property Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310
Document Number	0000674365
Map Reference	MAP 132
Instrument Date	Aug 20, 2021
Instrument	2021-0674365
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310

Mortgage

Document Number	0000674366
Date	Sep 24, 2021
Instrument	2021-0674366

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310

Mortgage

Document Number	0000503573
Date	Sep 1, 2020
Instrument	2020-0503573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000505193
Date	Nov 4, 2019
Instrument	2019-0505193

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2019
Property Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310
Document Number	0000012588
Map Reference	MAP 132
Instrument Date	Dec 13, 2018
Instrument	2019-0012588
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 EMELITA ST, FALLBROOK, CA 92028-2310

Mortgage

Document Number	0000012589
Date	Jan 11, 2019
Instrument	2019-0012589

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1031 Emelita St was $6,804.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,043 (+2%) Land $281,448 Building $362,595
2025	$6,804.00	$631,416 Land $275,930 Building $355,486
2023	$6,446.00 (-0.05%)	$606,899 Land $265,216 Building $341,683
2022	$6,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1031 Emelita St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1031 Emelita St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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