1045 E King St, Franklin, IN 46131 Property Records

Johnson County property record for 1045 E King St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$198,200 (Jan 2017)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001346017/00`

Property Details

APN / Parcel Number

Primary APN	`51001346017/00`
Alternative APNs	`41-08-13-033-003.000-009` `00001084225`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	300 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084225
Street Address	1045 E KING ST
City	FRANKLIN
State	IN
Zip	46131-1970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW S13 T12 R4 MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	13
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	611000

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 E KING ST, FRANKLIN, IN 46131-1970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 11, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	2017929
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	2014019677
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Sep 29, 2026
Property Address	1045 E KING ST, FRANKLIN, IN 46131-1970
Document Number	0000020206
Instrument Date	Sep 23, 2026
Instrument	202620206
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E KING ST, FRANKLIN, IN 46131-1970

Mortgage

Document Number	0000020206,
Date	Sep 29, 2026
Instrument	202620206

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 19, 2036

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1045 E KING ST, FRANKLIN, IN 46131-1970
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008564
Date	Apr 8, 2020
Instrument	2020-008564

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 11, 2017
Property Address	1045 E KING ST, FRANKLIN, IN 46131-1970
Document Number	2017000929
Instrument Date	Jan 5, 2017
Instrument	2017-000929
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000930
Date	Jan 11, 2017
Instrument	2017-000930

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,328.00 (+14.88%) Homeowner's exemption	$324,700 (+27.33%) Land $55,000 Building $269,700	$324,700 (+27.33%) Land $55,000 Building $269,700
2024	$2,897.00 (+1.72%)
2023	$2,848.00 (+13.47%) Homeowner's exemption	$255,000 (+14.15%) Land $55,000 Building $200,000	$255,000 (+14.15%) Land $55,000 Building $200,000
2022	$2,510.00 Homeowner's exemption	$223,400 Land $40,000 Building $183,400	$223,400 Land $40,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1985–2017)
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 8 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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