1045 E Emerson Ave, Lombard, IL 60148 Property Records

DuPage County property record for 1045 E Emerson Ave, Lombard, IL 60148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,136 sqft · built 1966
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Oct 2015)
Tax Bill$6,868 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-109-012

Property Details

APN / Parcel Number

Primary APN06-09-109-012

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
Gross Area1,656 sqft
1st Floor Area576 sqft
2nd Floor Area560 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions10.9 ft deep x 6.2 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1045 E EMERSON AVE
CityLOMBARD
StateIL
Zip60148-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionOWNERS RESUB LOT 27 HOME ACRES /EX WLY 6 FT/
Legal SubdivisionOWNERS RESUB
Legal Lot Number27
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1004
Census Tract843601

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1045 E EMERSON AVE, LOMBARD, IL 60148-3141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2015 · Amount on Record
Deed SaleOct 29, 2015 · Amount on Record
Prior SaleApr 10, 2007 · Amount on Record
Deed Document Number2015119665
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1045 E EMERSON AVE, LOMBARD, IL 60148-3141
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002284
DateJan 7, 2021
InstrumentR2021-002284
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityLombard Village
Secondary School DistrictDuPage High School District 88 (09 - 12)
Elementary School DistrictSD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,868.00 (+12.68%)$105,233 (+21.35%) Land $22,349 Building $82,884$315,699 (+21.35%) Land $67,047 Building $248,652
2022$6,095.00 Homeowner's exemption$86,720 Land $18,410 Building $68,310$260,160 Land $55,230 Building $204,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1978–2015)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOMBARD
serves 44,476 people · EPA ID IL0430600
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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