1029 E Emerson Ave, Lombard, IL 60148 Property Records

DuPage County property record for 1029 E Emerson Ave, Lombard, IL 60148

Property Summary

Property Type	Single Family Home
Details	1,313 sqft · built 1927
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$246,500 (Dec 2014)
Tax Bill	$7,613 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-109-011`

Property Details

APN / Parcel Number

Primary APN	`06-09-109-011`

Interior

Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,313 sqft
Basement Area	725 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	10.9 ft deep x 10.3 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1029 E EMERSON AVE
City	LOMBARD
State	IL
Zip	60148-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OWNERS RESUB LOT 27 HOME ACRES ALL W 6 FT
Legal Subdivision	OWNERS RESUB
Legal Lot Number	27
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	1
Census Block	1004
Census Tract	843601

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 E EMERSON AVE, LOMBARD, IL 60148-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2014 · Amount on Record
Deed Sale	Dec 3, 2014 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	2014113158
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1029 E EMERSON AVE, LOMBARD, IL 60148-3141
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064032
Date	Oct 4, 2023
Instrument	R2023-064032

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	6.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1029 E EMERSON AVE, LOMBARD, IL 60148-3141
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021014
Date	Feb 8, 2021
Instrument	R2021-021014

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1029 E EMERSON AVE, LOMBARD, IL 60148-3141
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128537
Date	Aug 26, 2021
Instrument	R2021-128537

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	MOOSEHEART, IL 60539

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	SD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,613.00 (+12.77%)	$115,777 (+21.35%) Land $35,086 Building $80,691	$347,331 (+21.35%) Land $105,258 Building $242,073
2022	$6,751.00 Homeowner's exemption	$95,410 Land $28,910 Building $66,500	$286,230 Land $86,730 Building $199,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1978–2015)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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