Charlotte County property record for 1045 E 2nd St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 848 sqft · built 1960 |
| Lot Size | 0.205 acres (8,927 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2019) |
| Tax Bill | $5,565 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412005181005 |
| Primary APN | 412005181005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 1,130 sqft |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,927 sqft (0.205 acres) |
| Lot Dimensions | 113 ft deep x 79 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 99 sqft |
| Carport | Carport |
| Carport Area | 99 sqft |
| Driveway | Driveway |
| Porch | Enclosed/Screened Porch |
|---|---|
| Porch Area | 282 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Loading Dock | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00966140000006 |
|---|---|
| Street Address | 1045 E 2ND ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | ROCK CREEK PARK 1ST ADD BLK B LT 5 174/374 1090/52 1256/1615 1256/1615 1513/1985 3635/2083 DC3967/595-PJY 4446/1776 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK PARK 1ST ADD |
| Legal Tract | RCP |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3414 LOON LAKE CT, WATERFORD, MI 48329-4278 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on Record |
| Deed Sale | Jun 6, 2019 · Amount on Record |
| Prior Sale | Feb 13, 1997 · Amount on Record |
| Deed Document Number | 20192716163 |
| Deed Book / Page | 4446 / 1776 |
| Prior Transfer Date | Feb 29, 2012 |
| Prior Transfer Doc | 0036352083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 1045 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Document Number | 0044461776 |
| Book / Page | 004446 / 001776 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2716163 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | COASTAL SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3414 LOON LAKE CT WATERFORD MI 483294278, WATERFORD, MI 48329-4278 |
| Document Number | 44461778 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 004446/001778 |
| Instrument | 2716164 |
| Name | YAGER THOMAS R TRUST (RT) |
|---|---|
| Address | 14054 APPLETON BLVD, PORT CHARLOTTE, FL 33981-4804 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 5, 2024 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,565.00 (+5%) | $200,960 (+44.01%) Land $90,894 Building $110,066 | $200,960 (+20.6%) Land $90,894 Building $110,066 |
| 2024 | $3,710.00 (+3.81%) | ||
| 2023 | $3,574.00 (+11.86%) | $139,549 (-28.98%) | $166,627 (-15.2%) Land $128,928 Building $37,699 |
| 2022 | $3,195.00 | $196,489 Land $83,803 Building $112,686 | $196,489 Land $83,803 Building $112,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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