Charlotte County property record for 1025 E 2nd St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1957 |
| Lot Size | 0.205 acres (8,927 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $166,500 (Jul 2020) |
| Tax Bill | $4,656 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412005181003 |
| Primary APN | 412005181003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,349 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,927 sqft (0.205 acres) |
| Lot Dimensions | 113 ft deep x 79 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 273 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Loading Dock | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00966120000008 |
|---|---|
| Street Address | 1025 E 2ND ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | ROCK CREEK PARK 1ST ADD BLK B LT 3 571/484 833/2117 1429/18 4596/1361 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK PARK 1ST ADD |
| Legal Tract | RCP |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
1025 E 2nd St is owned and occupied by two individuals who bought it in July 2020.
Source: Charlotte County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust · Reverse Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 10, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on File |
| Deed Sale | Jul 6, 2020 · Amount on File |
| Prior Sale | Oct 26, 1995 |
| Deed Document Number | 20202826937 |
| Deed Book / Page | 4596 / 1361 |
| Prior Transfer Date | Oct 19, 1995 |
| Prior Transfer Doc | 1429000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Document Number | 0003653154 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20263653154 |
| Record Updated | Aug 30, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Investor | Possibly a Property Investor |
| Document Number | 0003653154, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20263653154 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 949 Months |
| Due | Jul 12, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Document Number | 0003653153 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20263653153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Investor | Possibly a Property Investor |
| Document Number | 0003653153, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20263653153 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 949 Months |
| Due | Jul 12, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 6, 2020 |
| Property Address | 1025 E 2ND ST, ENGLEWOOD, FL 34223-4404 |
| Document Number | 0045961361 |
| Book / Page | 004596 / 001361 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2826937 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 CAROLINES WAY LEBANON ME 040273757, LEBANON, ME 04027-3757 |
| Document Number | 45961363 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 004596/001363 |
| Instrument | 2826938 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2050 |
The 2025 property tax bill for 1025 E 2nd St was $4,656 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,656.00 Homeowner's exemption | $290,308 Land $90,894 Building $199,414 | $290,308 Land $90,894 Building $199,414 |
| 2023 | $5,368.00 (+29.32%) Homeowner's exemption | $329,647 (+29.15%) | $235,506 (-7.73%) Land $128,928 Building $106,578 |
| 2022 | $4,151.00 | $255,246 Land $83,803 Building $171,443 | $255,246 Land $83,803 Building $171,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1025 E 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1025 E 2nd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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