Hamilton County property record for 1045 Bruce Ave, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1973 |
| Lot Size | 0.237 acres (10,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,500 (Jul 2006) |
| Tax Bill | $4,869 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0341-0399-00 |
| Primary APN | 500-0341-0399-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 524 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,367 sqft (0.237 acres) |
| Lot Dimensions | 202 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1045 BRUCE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUCE AV 50 X 202.12 IRR LOT 73 BEACON WOODS SUB BLK B |
| Legal Subdivision | BEACON WOODS SUB |
| Legal Block | B |
| Legal Lot Number | 73 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 25002 |
1045 Bruce Ave is owned and occupied by two individuals who bought it in July 2006.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 BRUCE AVE, CINCINNATI, OH 45230-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2006 · Amount on File |
| Deed Sale | Jul 11, 2006 · Amount on File |
| Prior Sale | May 4, 1998 · Amount on File |
| Deed Document Number | 06-107202 |
| Deed Book / Page | 10291 / 00844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1045 BRUCE AVE, CINCINNATI, OH 45230-3636 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000108017 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 14497/2211 |
| Instrument | 2021-0108017 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 1045 Bruce Ave was $4,869, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,869.00 (+2.9%) | $77,798 (-) Land $13,111 Building $64,687 | |
| 2024 | $4,732.00 (+5.11%) | $77,798 (-) Land $13,111 Building $64,687 | |
| 2023 | $4,502.00 (+35.81%) | $77,798 (+52.64%) Land $13,111 Building $64,687 | $222,280 Land $37,460 Building $184,820 |
| 2022 | $3,315.00 Homeowner's exemption | $50,968 Land $11,855 Building $39,113 | |
| 2020 | $145,620 Land $33,870 Building $111,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Bruce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Bruce Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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