Hamilton County property record for 1040 Bruce Ave, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 1973 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0341-0426-00 |
| Primary APN | 500-0341-0426-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 524 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 149 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1040 BRUCE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUCE AV 50 X 149.29 LOT 69 BEACON WOODS SUB BLK C |
| Legal Subdivision | BEACON WOODS SUB |
| Legal Block | C |
| Legal Lot Number | 69 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 25002 |
Source: Hamilton County records, as of February 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage FIFTH THIRD BANK NA |
| Dec 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 26, 2023 | Certificate of Transfer, Transfer |
| Oct 23, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 |
| Deed Sale | Jan 29, 2026 |
| Prior Sale | Dec 1, 2023 · Amount on Record |
| Deed Document Number | 20266954 |
| Deed Book / Page | 15592 / 1424 |
| Prior Transfer Date | Jan 21, 2026 |
| Prior Transfer Doc | 0000006954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 29, 2026 |
| Property Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Document Number | 0000006954 |
| Book / Page | 15592 / 1424 |
| Map Reference | MB 33 PG 36&37 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026-0006954 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Document Number | 0000006955 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-0006955 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2023 |
| Property Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Document Number | 0000084727 |
| Book / Page | 15053 / 1418 |
| Map Reference | MB 33 PG 36&37 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-0084727 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Document Number | 0000084728 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-0084728 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 26, 2023 |
| Property Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Document Number | 0000076227 |
| Book / Page | 15030 / 1902 |
| Map Reference | MB 33 PG 36&37 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023-0076227 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4660 LAUREL VIEW DR, CINCINNATI, OH 45244-1497 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 23, 2023 |
| Property Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
| Document Number | 0000075408 |
| Book / Page | 15027 / 1148 |
| Map Reference | MB 33 PG 36&37 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023-0075408 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 BRUCE AVE, CINCINNATI, OH 45230-3637 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,616.00 (+2.9%) | $73,746 (+%) Land $11,813 Building $61,933 | $210,700 (-) Land $33,750 Building $176,950 |
| 2024 | $4,486.00 (+20.17%) | $73,744 (-) Land $11,812 Building $61,932 | |
| 2023 | $3,733.00 (+45.88%) Homeowner's exemption | $73,744 (+53.22%) Land $11,812 Building $61,932 | $210,700 (+53.23%) Land $33,750 Building $176,950 |
| 2022 | $2,559.00 Homeowner's exemption | $48,129 Land $10,679 Building $37,450 | |
| 2020 | $137,510 Land $30,510 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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