1045 Back Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1045 Back Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,170 sqft · built 2000
Lot Size0.352 acres (15,333 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Nov 2015)
Tax Bill$5,065 (2025)
Deeds & MortgagesOct 2020 Refinance
Apr 2021 Transfer
APN0490000001590

Property Details

APN / Parcel Number

Primary APN0490000001590

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,170 sqft Living Area
1st Floor Area637 sqft
Upper Floors Area637 sqft
AtticAttic
Attic Area198 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,333 sqft (0.352 acres)
Lot Dimensions153 ft deep x 99 ft wide
Garage TypeAttached
Garage Area88 sqft

Exterior Amenities

PorchSlab
Porch Area330 sqft
Deck Area480 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1045 BACK RD
CityCHESAPEAKE
StateVA
Zip23322-3748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description8 TUNBRIDGE STATION SOUTH
Legal SubdivisionTUNBRIDGE STATION SOUTH, JOLLIFF STATION
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1010
Census Tract21101

Owner

Source: Chesapeake City records · APN 0490000001590

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1045 BACK RD, CHESAPEAKE, VA 23322-3748
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Apr 22, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2015 · Amount on Record
Deed SaleNov 18, 2015 · Amount on Record
Prior SaleApr 23, 2001 · Amount on Record
Deed Document Number201531524
Deed Book / Page9582 / 1671
Last Transfer DateApr 13, 2021
Transfer Doc10358/165
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1045 BACK RD, CHESAPEAKE, VA 23322-3748
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010247/138
DateOct 30, 2020
Book Page10247/138
Instrument200040393
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 22, 2021
Property Address1045 BACK RD, CHESAPEAKE, VA 23322-3748
Document Number10358/165
Book / Page10358 / 165
Instrument DateApr 13, 2021
Instrument210018774
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,065.00 (+2.63%)$501,500 (+9.69%) Land $185,000 Building $316,500$501,500 (+9.69%) Land $185,000 Building $316,500
2024$4,935.00 (+38.78%)
2023$457,200 (+10.51%) Land $175,000 Building $282,200$457,200 (+10.51%) Land $175,000 Building $282,200
2022$413,700 Land $150,000 Building $263,700$413,700 Land $150,000 Building $263,700
2019$3,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 198 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Back Rd

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