1037 Back Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1037 Back Rd, Chesapeake, VA 23322 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 2001
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Jun 2006)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Dec 2009 Mortgage + 3 more
APN	`0490000001570`

Property Details

APN / Parcel Number

Primary APN	`0490000001570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	1,524 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	151 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	472 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1037 BACK RD
City	CHESAPEAKE
State	VA
Zip	23322-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 TUNBRIDGE STATION SOUTH
Legal Subdivision	TUNBRIDGE STATION SOUTH, JOLLIFF STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21101

Owner

Source: Chesapeake City records · APN 0490000001570

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 30, 2009	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jan 13, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL MORTGAGE LLC
Jun 02, 2006	Warranty Deed, Transfer · Conventional Mortgage RFS MORTGAGE BANKERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2006 · Amount on Record
Deed Sale	Jun 02, 2006 · Amount on Record
Deed Book / Page	6558 / 60
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010540/226
Date	Mar 30, 2022
Book Page	10540/226
Instrument	220010817

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008019/293
Date	Dec 30, 2009
Book Page	8019/293

Lender

Name	BANK OF AMERICA NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2040

Interest

Rate Type	Fixed Rate

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00009601/1
Date	Jan 13, 2016
Book Page	9601/1
Instrument	160000835

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2046

Interest

Rate Type	Fixed Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010877/126
Date	Jul 25, 2025
Book Page	10877/126
Instrument	250016553

Lender

Name	NATIONAL MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2040

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 02, 2006
Property Address	1037 BACK RD, CHESAPEAKE, VA 23322-3748
Document Number	0006558/60
Book / Page	6558 / 60
Instrument Date	May 25, 2006
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655863
Date	Jun 02, 2006
Instrument	6558/63

Lender

Name	RFS MORTGAGE BANKERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00 (+44.27%)	$475,900 (+9.93%) Land $185,000 Building $290,900	$475,900 (+9.93%) Land $185,000 Building $290,900
2023		$432,900 (+11.06%) Land $175,000 Building $257,900	$432,900 (+11.06%) Land $175,000 Building $257,900
2022		$389,800 Land $150,000 Building $239,800	$389,800 Land $150,000 Building $239,800
2019	$3,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500211011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 183 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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