1045 Arnaud St, Sumter, SC 29150 Property Records

Sumter County property record for 1045 Arnaud St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1992
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 2017)
Tax Bill	$893 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-03-09-035`

Property Details

APN / Parcel Number

Primary APN	`204-03-09-035`
Alternative APN	`24934`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	970 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Porch	Covered Porch
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24934
Old Parcel Number	204 03 09 035
Street Address	1045 ARNAUD ST
City	SUMTER
State	SC
Zip	29150-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 87A PB93-1243 97-1286 0.10 AC PB93-442
Legal Subdivision	TUDOR PLACE SUB PH 3
Legal Lot Number	87A
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	4
Census Block	4001
Census Tract	901

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 ARNAUD ST, SUMTER, SC 29150-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	0012291937
Deed Book / Page	1229 / 1937
Record Updated	Jun 8, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 17, 2017
Property Address	1045 ARNAUD ST, SUMTER, SC 29150-5913
Document Number	0012291937
Book / Page	1229 / 1937
Map Reference	PL 97 PG 1286
Instrument Date	Jan 13, 2017
Instrument	122901937
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ARNAUD ST, SUMTER, SC 29150-5913

Mortgage

Document Number	0012291940
Date	Jan 17, 2017
Book Page	1229/1940
Instrument	122901940

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+3.48%)	$4,470 (-1.97%) Land $570 Building $3,900	$117,555 (-) Land $15,000 Building $102,555
2023		$4,560 (-) Land $600 Building $3,960	$117,555 (-) Land $15,000 Building $102,555
2022	$863.00	$4,560 Land $600 Building $3,960	$117,555 Land $15,000 Building $102,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2015–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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