1041 Arnaud St, Sumter, SC 29150 Property Records

Sumter County property record for 1041 Arnaud St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,457 sqft · built 1992
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Feb 2019)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204-03-09-056`

Property Details

APN / Parcel Number

Primary APN	`204-03-09-056`
Alternative APN	`24955`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,457 sqft Living Area
1st Floor Area	971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,053 sqft
Lot Width	43 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Covered Porch
Utility Building	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24955
Old Parcel Number	204 03 09 056
Street Address	1041 ARNAUD ST
City	SUMTER
State	SC
Zip	29150-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 87B PB93-442 43.31 FT
Legal Subdivision	TUDOR PLACE PH 03
Legal Lot Number	87B
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	4
Census Block	4001
Census Tract	901

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 BROAD ST, SUMTER, SC 29150-1932
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 11, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 6, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 15, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 31, 2017	Grant Deed, Transfer · Line of Credit BANK OF CLARENDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	0012523378
Deed Book / Page	1252 / 3378
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1041 ARNAUD ST, SUMTER, SC 29150-5913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012525604
Date	Feb 25, 2019
Book Page	1252/5604

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 11, 2019
Property Address	1041 ARNAUD ST, SUMTER, SC 29150-5913
Document Number	0012523378
Book / Page	001252 / 003378
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$381.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MIKOM RD SUMTER SC 291539282, SUMTER, SC 29153-9282

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 6, 2018
Property Address	1041 ARNAUD ST, SUMTER, SC 29150-5913
Document Number	0012481119
Book / Page	001248 / 001119
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1200 BROAD ST #148 SUMTER SC 291501910, 148, SUMTER, SC 29150-1910

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 15, 2018
Property Address	1041 ARNAUD ST, SUMTER, SC 29150-5913
Document Number	0012472382
Book / Page	001247 / 002382
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1200 BROAD ST #148 SUMTER SC 291501910, 148, SUMTER, SC 29150-1910

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	May 31, 2017
Property Address	1041 ARNAUD ST, SUMTER, SC 29150-5913
Document Number	0012332910
Book / Page	001233 / 002910
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MIKOM RD SUMTER SC 291539282, SUMTER, SC 29153-9282

Mortgage

Document Number	12332913
Date	May 31, 2017
Book Page	001233/002913

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 30, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+3.65%)	$7,500 (-0.13%) Land $900 Building $6,600	$125,106 (-) Land $15,000 Building $110,106
2023		$7,510 (-) Land $900 Building $6,610	$125,106 (-) Land $15,000 Building $110,106
2022	$2,825.00	$7,510 Land $900 Building $6,610	$125,106 Land $15,000 Building $110,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2015–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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