10448 S Wayne Rd, Warren, IN 46792 Property Records

Huntington County property record for 10448 S Wayne Rd, Warren, IN 46792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1988
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2022)
Tax Bill	$941 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-30-100-044.700-016`

Property Details

APN / Parcel Number

Primary APN	`35-12-30-100-044.700-016`
Alternative APNs	`01674027774` `0090044700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01674027774
Street Address	10448 S WAYNE RD
City	WARREN
State	IN
Zip	46792-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	009-00447-00 PT NE SEC 30 .99 AC
Jurisdiction	HUNTINGTON IN
Township / Civil Division	SALAMONIE
Census Block Group	3
Census Block	3091
Census Tract	962100

Owner

10448 S Wayne Rd is owned and occupied by an individual who bought it in March 2022.

Source: Huntington County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10448 S WAYNE RD, WARREN, IN 46792-9628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage BIPPUS STATE BANK
Apr 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Mar 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Sep 17, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20221450
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10448 S WAYNE RD, WARREN, IN 46792-9628
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001385
Date	Apr 3, 2018
Instrument	2018001385

Lender

Name	BIPPUS STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	117 Months
Due	Jan 1, 2028

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10448 S WAYNE RD, WARREN, IN 46792-9628
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001438
Date	Apr 9, 2019
Instrument	2019001438

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Mar 16, 2022
Property Address	10448 S WAYNE RD, WARREN, IN 46792-9628
Document Number	2022001450
Instrument Date	Mar 15, 2022
Instrument	2022001450
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10448 S WAYNE RD, WARREN, IN 46792-9628

Mortgage

Document Number	2022001451
Date	Mar 16, 2022
Instrument	2022001451

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Sep 17, 2021
Property Address	10448 S WAYNE RD, WARREN, IN 46792-9628
Document Number	2021005661
Instrument Date	Sep 16, 2021
Instrument	2021005661
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, WARREN, IN 46792-0092

Tax Assessment & Valuation

The 2025 property tax bill for 10448 S Wayne Rd was $941 with a homeowner's exemption, up 7.2% from the year before.

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Huntington County
County Subdivision	Salamonie Township
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (+7.18%)	$167,100 Land $20,000 Building $147,100	$167,100 Land $20,000 Building $147,100
2024	$878.00
2023		$133,400 (+1.44%) Land $20,000 Building $113,400	$133,400 (+1.44%) Land $20,000 Building $113,400
2022	$227.00	$131,500 Land $20,000 Building $111,500	$131,500 Land $20,000 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10448 S Wayne Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–2019)
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10448 S Wayne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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