10424 S Wayne Rd, Warren, IN 46792 Property Records

Huntington County property record for 10424 S Wayne Rd, Warren, IN 46792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,612 sqft · built 1959
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$195,886 (Dec 2025)
Tax Bill	$950 (2025)
Deeds & Mortgages	Jul 2006 Second Mortgage May 2005 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-30-100-033.900-016`

Property Details

APN / Parcel Number

Primary APN	`35-12-30-100-033.900-016`
Alternative APNs	`01869314363` `0090033900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,612 sqft Living Area
1st Floor Area	2,478 sqft
Attic	Attic
Attic Area	1,152 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01869314363
Street Address	10424 S WAYNE RD
City	WARREN
State	IN
Zip	46792-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	009-00339-00 PT NE SEC 30 .99A
Jurisdiction	HUNTINGTON IN
Township / Civil Division	SALAMONIE
Census Block Group	3
Census Block	3083
Census Tract	962100

Owner

10424 S Wayne Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Huntington County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage M & I BANK FSB
May 17, 2005	Deed of Trust, Mortgage · Line of Credit M & I BANK FSB
Jul 13, 2006	Deed of Trust, Mortgage · ARM M & I BANK FSB
May 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER
Dec 17, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 17, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Deed Document Number	20255719
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ANCHOR LAND TITLE INC, ARCHER LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006003877
Date	Jul 13, 2006
Instrument	2006003877

Lender

Name	M & I BANK FSB
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2031

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005002951
Date	May 17, 2005
Instrument	2005002951

Lender

Name	M & I BANK FSB
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ANCHOR LAND TITLE INC, ARCHER LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006003876
Date	Jul 13, 2006
Instrument	2006003876

Lender

Name	M & I BANK FSB
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Aug 1, 2009
Change Frequency	6 Months
Min Rate At Change	7.99%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Max Rate	13.9%

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005002785
Date	May 9, 2005
Instrument	2005002785

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	DALLAS, TX 75266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2020

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Dec 17, 2025
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Document Number	2025005719
Instrument Date	Dec 16, 2025
Instrument	2025005719
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025005720
Date	Dec 17, 2025
Instrument	2025005720

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Dec 17, 2025
Property Address	10424 S WAYNE RD, WARREN, IN 46792-9788
Document Number	2025005719
Instrument Date	Dec 16, 2025
Instrument	2025005719
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025005720
Date	Dec 17, 2025
Instrument	2025005720

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 10424 S Wayne Rd was $950 with a homeowner's exemption, down 2.9% from the year before.

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Huntington County
County Subdivision	Salamonie Township
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$950.00 (-2.86%)	$168,300 (+11.09%) Land $18,500 Building $149,800	$168,300 (+11.09%) Land $18,500 Building $149,800
2024	$978.00 Homeowner's exemption	$151,500 (+16.54%) Land $18,500 Building $133,000	$151,500 (+16.54%) Land $18,500 Building $133,000
2023		$130,000 (+7.71%) Land $18,500 Building $111,500	$130,000 (+7.71%) Land $18,500 Building $111,500
2022	$1,034.00	$120,700 Land $18,500 Building $102,200	$120,700 Land $18,500 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10424 S Wayne Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–2019)
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10424 S Wayne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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