10446 Henderson St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10446 Henderson St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1993
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2024)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3512-0000-1620`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3512-0000-1620`
Alternative APNs	`01107073` `1107073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	275 sqft
Porch	Open Porch
Porch Area	1,027 sqft
Deck Area	187 sqft
Patio Area	523 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01107073
Street Address	10446 HENDERSON ST
City	SPRING HILL
State	FL
Zip	34608-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 3 LOT 162
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 3
Legal Lot Number	162
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	202422689
Deed Book / Page	4413 / 335
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	0031460066
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 24, 2024
Property Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430
Document Number	0044130335
Book / Page	4413 / 335
Map Reference	MB 20 PG 33&34
Instrument Date	Apr 5, 2024
Instrument	2024022689
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1532 RENTON RD, PITTSBURGH, PA 15239-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430

Mortgage

Document Number	0004413338
Date	Apr 24, 2024
Instrument	4413/338

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041651363
Date	May 4, 2022
Book Page	4165/1363
Instrument	2022034445

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430
Document Number	0037221843
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 HENDERSON ST SPRING HILL FL 346087430, SPRING HILL, FL 34608-7430

Mortgage

Document Number	0037221843
Date	Jul 1, 2019
Book Page	003722/001843
Instrument	40934

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10446 HENDERSON ST, SPRING HILL, FL 34608-7430
Document Number	0035161677
Book / Page	003516 / 001677
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 HENDERSON ST SPRING HILL FL 346087430, SPRING HILL, FL 34608-7430

Mortgage

Document Number	0035161677
Date	Oct 17, 2017
Book Page	003516/001677
Instrument	58973

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,182.00 (+312.58%)	$311,917 (+155.01%) Land $28,500 Building $283,417	$311,917 (+5.49%) Land $28,500 Building $283,417
2023		$122,316 (+3%) Land $122,316
2022	$1,256.00 Homeowner's exemption	$118,753	$295,679 Land $28,500 Building $267,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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