10440 Henderson St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10440 Henderson St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 1988
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Company Names on Record
Last Sale	$150,100 (Nov 2017)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3512-0000-1630`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3512-0000-1630`
Alternative APNs	`01107082` `1107082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	2,075 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	293 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01107082
Street Address	10440 HENDERSON ST
City	SPRING HILL
State	FL
Zip	34608-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 3 LOT 163
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 3
Legal Lot Number	163
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

Source: Hernando County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	10440 HENDERSON ST, SPRING HILL, FL 34608-7430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	201763331
Deed Book / Page	3523 / 1869
Prior Transfer Date	May 2, 2014
Prior Transfer Doc	0030921322
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 16, 2026
Property Address	10440 HENDERSON ST, SPRING HILL, FL 34608-7430
Document Number	0000048418
Book / Page	4736 / 1030
Instrument Date	Jul 2, 2026
Instrument	202648418
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10440 HENDERSON ST, SPRING HILL, FL 34608-7430

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 8, 2017
Property Address	10440 HENDERSON ST, SPRING HILL, FL 34608-7430
Document Number	0035231869
Book / Page	3523 / 1869
Map Reference	MB20 PG33&34
Instrument Date	Oct 30, 2017
Instrument	2017063331
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	GULF COST TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8412 DAY ST, 8412, SPRING HILL, FL 34606-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 HENDERSON ST, SPRING HILL, FL 34608-7430

Mortgage

Document Number	2017063332
Date	Nov 8, 2017
Instrument	2017063332

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+39.09%) Homeowner's exemption	$177,284 (+5.99%)	$326,003 (+3.69%) Land $19,875 Building $306,128
2023		$167,270 Land $167,270
2022	$1,939.00		$314,401 Land $19,875 Building $294,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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