10445 Kentmont Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 10445 Kentmont Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2020
Lot Size	7.12 acres (310,147 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Feb 2020)
Tax Bill	$2,476 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5545 18 6030`

Property Details

APN / Parcel Number

Primary APN	`5545 18 6030`
Alternative APNs	`10008 0033.100000` `4265475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,806 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	310,147 sqft (7.12 acres)
Lot Width	624 ft Width
Garage Type	Mixed
Garage Area	3,074 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Slab
Deck Area	276 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4265475
Street Address	10445 KENTMONT DR
City	MIDLAND
State	NC
Zip	28107-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	INTERSEC ROBERT BOST & KENTMONT DR
Legal Subdivision	HICKORY HILLS
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2007
Census Tract	41604

Owner

10445 Kentmont Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 21, 2026	Special Warranty Deed, Transfer
Jan 21, 2026	Special Warranty Deed, Transfer
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Deed Book / Page	13988 / 108
Last Transfer Date	Jan 21, 2026
Transfer Doc	0001781379
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772

Mortgage

Document Number	0016853132
Date	Mar 18, 2024
Book Page	16853/132

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772

Mortgage

Document Number	0017686179
Date	Oct 24, 2025
Book Page	17686/179

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 21, 2026
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Document Number	0001781379
Book / Page	17813 / 79
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 21, 2026
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Document Number	0001781379
Book / Page	17813 / 79
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14486183
Date	Sep 10, 2020
Book Page	14486/183

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 5, 2020
Property Address	10445 KENTMONT DR, MIDLAND, NC 28107-8772
Document Number	13988108
Book / Page	013988 / 000108
Instrument Date	Feb 5, 2020
Instrument	3688
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10380 ROBERT BOST RD MIDLAND NC 28107, MIDLAND, NC 28107

Mortgage

Document Number	13988111
Date	Feb 5, 2020
Book Page	013988/000111
Instrument	3689

Lender

Name	MOVEMENT BK
Address	DANVILLE, VA 24541-0640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,640 (-) Land $136,030 Building $414,610
2025		$550,640 Land $136,030 Building $414,610
2024			$550,640 (+86.79%) Land $136,030 Building $414,610
2023	$2,476.00	$294,790 Land $93,070 Building $201,720	$294,790 Land $93,070 Building $201,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10445 Kentmont Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10445 Kentmont Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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