10414 Kentmont Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 10414 Kentmont Dr, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,200 sqft · built 1976
Lot Size	4.65 acres (202,554 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Jan 2016)
Tax Bill	$1,546 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5545 17 1733`

Property Details

APN / Parcel Number

Primary APN	`5545 17 1733`
Alternative APNs	`10008 0041.100000` `106142` `98154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	202,554 sqft (4.65 acres)
Lot Width	502 ft Width
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	98154
Street Address	10414 KENTMONT DR
City	MIDLAND
State	NC
Zip	28107-8772
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	LTS 25 & P/O 23 HICKORY HILLS
Legal Subdivision	HICKORY HILLS
Legal Lot Number	25
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2006
Census Tract	41604

Owner

10414 Kentmont Dr, a rural home, is owned and occupied by two individuals who bought it in January 2016.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10414 KENTMONT DR, MIDLAND, NC 28107-8772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Sep 26, 2025	Warranty Deed, Transfer · FHA Mortgage UWHARRIE BANK
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2016 · Amount on File
Deed Sale	Jan 28, 2016 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Book / Page	11764 / 289
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10414 KENTMONT DR, MIDLAND, NC 28107-8772
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014952136
Date	Feb 26, 2021
Book Page	14952/136

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	182 Months
Due	Apr 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 26, 2025
Property Address	10414 KENTMONT DR, MIDLAND, NC 28107-8772
Document Number	0017635177
Book / Page	17635 / 177
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2521 CHEVARON DR, CONCORD, NC 28025-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10414 KENTMONT DR, MIDLAND, NC 28107-8772

Mortgage

Document Number	0017635181
Date	Sep 26, 2025
Instrument	17635/181

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10414 KENTMONT DR, MIDLAND, NC 28107-8772
Document Number	13463292
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16414 KENTMENT DR MIDLAND NC 28107, MIDLAND, NC 28107

Mortgage

Document Number	13463292
Date	Apr 17, 2019
Book Page	013463/000292
Instrument	9109

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,500 (+11.72%) Land $113,800 Building $232,700
2025		$310,150 Land $113,800 Building $196,350
2024			$346,500 (+88.3%) Land $113,800 Building $232,700
2023	$1,546.00	$184,010 Land $77,860 Building $106,150	$184,010 Land $77,860 Building $106,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10414 Kentmont Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10414 Kentmont Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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