10443 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10443 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1963
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Sep 2025)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-72-A`

Property Details

APN / Parcel Number

Primary APN	`19-72-A`
Alternative APN	`5179`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5179
Street Address	10443 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1005
Census Tract	930101

Owner

10443 Settle School Rd is owned and occupied by an individual who bought it in September 2025.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Gift Deed, Transfer OPTIMA TITLE INC, OPTIMA TITLE
Sep 16, 2025	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
Jun 5, 2024	Special Warranty Deed, Transfer CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Jun 5, 2024 · Amount on File
Deed Document Number	20254329
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CULPEPER VA
Recording Date	Jul 13, 2026
Property Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Document Number	0000003782
Instrument Date	Nov 18, 2025
Instrument	20263782
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	OPTIMA TITLE INC, OPTIMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Sep 16, 2025
Property Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Document Number	0250004329
Instrument Date	Sep 11, 2025
Instrument	250004329
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656

Mortgage

Document Number	0250004330
Date	Sep 16, 2025
Instrument	250004330

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jun 5, 2024
Property Address	10443 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Document Number	0240002342
Instrument Date	Jun 3, 2024
Instrument	240002342
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21511 ARBOR GLEN CT, BROADLANDS, VA 20148-5072

Tax Assessment & Valuation

The 2025 property tax bill for 10443 Settle School Rd was $1,286, up 63% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+62.99%)	$299,100 (+78.04%) Land $114,200 Building $184,900	$299,100 (+78.04%) Land $114,200 Building $184,900
2024	$789.00 (+2.2%)	$168,000 (-) Land $84,500 Building $83,500	$168,000 (-) Land $84,500 Building $83,500
2023	$772.00	$168,000 Land $84,500 Building $83,500	$168,000 Land $84,500 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10443 Settle School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10443 Settle School Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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