10426 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10426 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2023
Lot Size	6.16 acres (268,504 sqft)
Owner	Individual Name on Record
Last Sale	$265,600 (Feb 2021)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-72-B`

Property Details

APN / Parcel Number

Primary APN	`19-72-B`
Alternative APN	`15183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	268,504 sqft (6.16 acres)
Porch	Porch
Porch Area	10 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15183
Street Address	10426 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PARCEL 1 PLAT CAB 1/141; PF 4/787-788
Legal Subdivision	NOTSHOWN
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1004
Census Tract	930101

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 MARKET ST, 332, MANASSAS PARK, VA 20111-3207
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage OAKVIEW CAPITAL INC
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Apr 11, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Nov 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OAKSTREET FINANCE INC
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION
Feb 16, 2021	Warranty Deed, Transfer CARDINAL TITLE GROUP LLC
Jan 7, 2021	Warranty Deed, Transfer INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jan 20, 2000 · Amount on Record
Deed Document Number	20211420
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10426 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FREEDOM TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002893
Date	Jul 14, 2023
Instrument	230002893

Lender

Name	OAKVIEW CAPITAL INC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10426 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FREEDOM TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000277
Date	Jan 23, 2024
Instrument	240000277

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10426 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FREEDOM TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001564
Date	Apr 11, 2025
Instrument	250001564

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10426 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FREEDOM TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240005160
Date	Nov 7, 2024
Instrument	240005160

Lender

Name	OAKSTREET FINANCE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10421 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005110
Date	Sep 25, 2019
Instrument	190005110

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2024

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Feb 16, 2021
Property Address	10426 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651
Document Number	0210001420
Instrument Date	Feb 11, 2021
Instrument	210001420
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10424 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2651

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jan 7, 2021
Property Address	10421 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2656
Document Number	210000175
Instrument Date	Jan 4, 2021
Instrument	175
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10424 SETTLE SCHOOL RD RIXEYVILLE VA 227372651, RIXEYVILLE, VA 22737-2651

Mortgage

Document Number	210000176
Date	Jan 7, 2021
Instrument	176

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00	$464,500 (+306.74%) Land $158,900 Building $305,600	$464,500 (+306.74%) Land $158,900 Building $305,600
2024	$1,997.00 (+287.77%)
2023	$515.00	$114,200 Land $113,700 Building $500	$114,200 Land $113,700 Building $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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