10441 E 38th St, Yuma, AZ 85365 Property Records

Yuma County property record for 10441 E 38th St, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,110 sqft · built 2005
Lot Size	0.183 acres (7,991 sqft)
Owner	Individual on Record
Last Sale	$260,000 (Jun 2020)
Tax Bill	$2,189 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`700-50-148`

Property Details

APN / Parcel Number

Primary APN	`700-50-148`
Alternative APN	`R0074467`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,110 sqft Total Area
1st Floor Area	2,110 sqft
Flooring	Other
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,991 sqft (0.183 acres)
Garage Type	Attached
Garage Area	120 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0074467
Street Address	10441 E 38TH ST
City	YUMA
State	AZ
Zip	85365-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: VILLA CHAPARRAL 2 LOT: 148 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	VILLA CHAPARRAL 2
Legal Lot Number	148
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1016
Census Tract	11108

Owner

Source: Yuma County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	10441 E 38TH ST, YUMA, AZ 85365-7204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	2020-17381
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10441 E 38TH ST, YUMA, AZ 85365-7204
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011224
Date	Mar 25, 2021
Instrument	2021-11224

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 16, 2020
Property Address	10441 E 38TH ST, YUMA, AZ 85365-7204
Document Number	0000017381
Map Reference	MB 20 PG 32&33
Instrument Date	Jun 9, 2020
Instrument	2020-17381
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10441 E 38TH ST, 10441, YUMA, AZ 85365-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10441 E 38TH ST, YUMA, AZ 85365-7204

Mortgage

Document Number	0000017382
Date	Jun 16, 2020
Instrument	2020-17382

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 25, 2019
Property Address	10441 E 38TH ST, YUMA, AZ 85365-7204
Document Number	0000027453
Map Reference	MB 20 PG 32&33
Instrument Date	Oct 23, 2019
Instrument	2019-27453
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10441 E 38TH ST, 10441, YUMA, AZ 85365-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10441 E 38TH ST, YUMA, AZ 85365-7204

Mortgage

Document Number	0000027454
Date	Oct 25, 2019
Instrument	2019-27454

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,189.00	$23,345 Land $3,617 Building $19,728	$296,872 Land $46,000 Building $250,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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