10431 E 38th St, Yuma, AZ 85365 Property Records

Yuma County property record for 10431 E 38th St, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2018
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2018)
Tax Bill	$1,925 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`700-50-147`

Property Details

APN / Parcel Number

Primary APN	`700-50-147`
Alternative APN	`R0074466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Total Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,668 sqft (0.176 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0074466
Street Address	10431 E 38TH ST
City	YUMA
State	AZ
Zip	85365-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: VILLA CHAPARRAL 2 LOT: 147 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	VILLA CHAPARRAL 2
Legal Lot Number	147
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1016
Census Tract	11108

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10431 E 38TH ST, YUMA, AZ 85365-7204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Oct 27, 2017	Warranty Deed, Transfer STEWART TITLE
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2018-31068
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10431 E 38TH ST, YUMA, AZ 85365-7204
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 E 38TH ST, YUMA, AZ 85365-7204

Mortgage

Document Number	0000021335
Date	Jun 22, 2022
Instrument	2022-21335

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 13, 2018
Property Address	10431 E 38TH ST, YUMA, AZ 85365-7204
Document Number	0000031068
Instrument Date	Dec 5, 2018
Instrument	31068
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10431 E 38TH ST YUMA AZ 853657204, YUMA, AZ 85365-7204

Mortgage

Document Number	31069
Date	Dec 13, 2018
Instrument	31069

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 27, 2017
Property Address	10431 E 38TH ST, YUMA, AZ 85365-7204
Document Number	0000026977
Instrument Date	Oct 24, 2017
Instrument	26977
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 779 SOMERTON AZ 853500779, SOMERTON, AZ 85350-0779

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Sep 20, 2017
Property Address	10431 E 38TH ST, YUMA, AZ 85365-7204
Document Number	0000023667
Instrument Date	Sep 19, 2017
Instrument	23667
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 5331 YUMA AZ 853662467, YUMA, AZ 85366-2467

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,925.00	$17,132 Land $3,512 Building $13,620	$224,379 Land $46,000 Building $178,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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