Kershaw County property record for 1044 Sessions Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,299 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2020) |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-00-00-175 |
| Primary APN | 321-00-00-175 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,299 sqft Gross Area |
| Gross Area | 1,196 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 68 sqft |
| Account Number | 35251 |
|---|---|
| Old Parcel Number | 0321 00 00 1750 |
| Street Address | 1044 SESSIONS RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 1059-277 566-204 SESSIONS ROAD |
| Legal Subdivision | PEARL W BRANHAM |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970907 |
Source: Kershaw County records · APN 321-00-00-175
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1177, ELGIN, SC 29045-1177 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 0000420094 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 07, 2020 |
| Property Address | 1044 SESSIONS RD, ELGIN, SC 29045-8978 |
| Document Number | 0000003029 |
| Book / Page | 004200 / 000094 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 3029 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1177 ELGIN SC 290451177, ELGIN, SC 29045-1177 |
| Document Number | 3030 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 004200/000098 |
| Instrument | 3030 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (-0.51%) | $145,200 (-) Land $10,000 Building $135,200 | $145,200 (-) |
| 2023 | $983.00 | $145,200 Land $10,000 Building $135,200 | $145,200 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: TruVista Communications.
Based on FCC filings for 71 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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