1040 Sessions Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1040 Sessions Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,986 sqft · built 1972
Lot Size	1.48 acres (64,469 sqft)
Owner	Company Name on Record
Last Sale	$193,000 (Jun 2018)
Tax Bill	$963 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`321-00-00-016`

Property Details

APN / Parcel Number

Primary APN	`321-00-00-016`
Alternative APNs	`0321 00 00 0160` `3711`

Interior

Stories	1 Story
Building Area	2,986 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Lot Area	64,469 sqft (1.48 acres)
Porch	Porch
Porch Area	723 sqft

Location & Zoning

Account Number	3711
Street Address	1040 SESSIONS RD
City	ELGIN
State	SC
Zip	29045-8978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1266-321
Legal Subdivision	CHESTNUT PLACE
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1014
Census Tract	970907

Owner

Source: Kershaw County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5505 WATERFORD DISTRICT DR, MIAMI, FL 33126-2029
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Grant Deed, Transfer GUILD MTG
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Jun 20, 2013
Deed Document Number	20184543
Deed Book / Page	3872 / 161
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0000008141
Record Updated	Sep 20, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 14, 2018
Property Address	1040 SESSIONS RD, ELGIN, SC 29045-8978
Document Number	0000004543
Book / Page	003872 / 000161
Instrument Date	Jun 14, 2018
Instrument	4543
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$714.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SESSIONS RD ELGIN SC 290458978, ELGIN, SC 29045-8978

Mortgage

Document Number	4544
Date	Jun 14, 2018
Book Page	003872/000164
Instrument	4544

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 25, 2017
Property Address	1040 SESSIONS RD, ELGIN, SC 29045-8978
Document Number	0000006888
Book / Page	003741 / 000243
Instrument Date	Aug 17, 2017
Instrument	6888
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SESSIONS RD ELGIN SC 290458978, ELGIN, SC 29045-8978

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+133.74%)	$192,400 (-) Land $13,600 Building $178,800	$192,400 (-)
2023	$412.00	$192,400 Land $13,600 Building $178,800	$192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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