Delaware County property record for 1044 Isle Ct, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,525 sqft · built 1996 |
| Lot Size | 0.354 acres (15,419 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Jul 2016) |
| Tax Bill | $9,667 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-431-15-007-000 |
| Primary APN | 317-431-15-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,525 sqft Living Area |
| Gross Area | 5,721 sqft |
| 1st Floor Area | 1,746 sqft |
| Upper Floors Area | 1,376 sqft |
| Basement Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 15,419 sqft (0.354 acres) |
| Lot Dimensions | 184 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 1044 ISLE CT |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-7495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 MARINERS COVE SEC 4 |
| Legal Subdivision | MARINERS COVE |
| Legal Lot Number | 173 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | WESTERVILLE CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11710 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1044 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2016 · Amount on Record |
| Deed Sale | Jul 5, 2016 · Amount on Record |
| Prior Sale | May 29, 1997 · Amount on Record |
| Deed Document Number | 201619040 |
| Deed Book / Page | 1433 / 998 |
| Last Transfer Date | Oct 16, 2016 |
| Transfer Doc | 0000032580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1044 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029648 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 1874/2681 |
| Instrument | 202100029648 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 19, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1044 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008268 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 1629/0509 |
| Instrument | 201900008268 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WESTERVILLE, OH 43082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1044 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | HAMPTON TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027250 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 1750/2098 |
| Instrument | 202000027250 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,667.00 (-0.2%) | $190,120 (-) Land $39,550 Building $150,570 | $543,200 (-) Land $113,000 Building $430,200 |
| 2024 | $9,686.00 (+1.16%) Homeowner's exemption | $190,120 (-) Land $39,550 Building $150,570 | |
| 2023 | $9,575.00 Homeowner's exemption | $190,120 Land $39,550 Building $150,570 | $543,200 Land $113,000 Building $430,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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