Delaware County property record for 1038 Isle Ct, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,956 sqft · built 1999 |
| Lot Size | 0.357 acres (15,538 sqft) |
| Owner | Trust Name on File |
| Last Sale | $359,500 (Dec 1999) |
| Tax Bill | $8,899 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-431-15-006-000 |
| Primary APN | 317-431-15-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 5,103 sqft |
| 1st Floor Area | 1,506 sqft |
| Upper Floors Area | 996 sqft |
| Basement Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 15,538 sqft (0.357 acres) |
| Lot Dimensions | 184 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 400 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 1038 ISLE CT |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-7495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 172 MARINERS COVE SEC 4 |
| Legal Subdivision | MARINERS COVE |
| Legal Lot Number | 172 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | WESTERVILLE CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11710 |
1038 Isle Ct is owner-occupied and held in a trust since June 2000.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1038 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Jan 16, 2018 | Quit Claim Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1999 · Amount on File |
| Deed Sale | Dec 13, 1999 · Amount on File |
| Last Transfer Date | Jun 2, 2000 |
| Transfer Doc | 0000001435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 15, 2019 |
| Property Address | 1038 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Document Number | 0000021726 |
| Book / Page | 001656 / 001391 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 21726 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1038 ISLE CT WESTERVILLE OH 430827495, WESTERVILLE, OH 43082-7495 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jan 16, 2018 |
| Property Address | 1038 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Document Number | 0000001435 |
| Map Reference | PC 1 SL 585 |
| Instrument Date | Jun 2, 2000 |
| Instrument | 2018-00001435 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | NORDIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 ISLE CT, WESTERVILLE, OH 43082-7495 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001436 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018-00001436 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 1038 Isle Ct was $8,899, up 0.7% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,899.00 (+0.72%) | $175,000 (+0.91%) Land $39,550 Building $135,450 | $500,000 Land $113,000 Building $387,000 |
| 2024 | $8,835.00 (+1.16%) Homeowner's exemption | $173,430 (-) Land $39,550 Building $133,880 | |
| 2023 | $8,734.00 Homeowner's exemption | $173,430 Land $39,550 Building $133,880 | $495,500 Land $113,000 Building $382,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1038 Isle Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1038 Isle Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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