1044 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 1044 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Commercial
Details	1 bd · 1.5 ba · 6,405 sqft · built 1896
Lot Size	0.066 acres (2,875 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Nov 2018)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`Q6511-006-000-003`

Property Details

APN / Parcel Number

Primary APN	`Q6511-006-000-003`
Alternative APNs	`0003300` `178669` `180214`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,405 sqft Gross Area
1st Floor Area	2,856 sqft
Basement Area	882 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1896
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,875 sqft (0.066 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1044 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4009
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	76 20.5X99 CTR PT CONS W/ 8 SEE ABATED PCL 003A
Legal Subdivision	MIDDLETOWN
Legal Lot Number	76,77
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1025
Census Tract	14400

Owner

Source: Butler County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1131 CENTRAL AVE, MIDDLETOWN, OH 45044-4006
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK
Nov 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	201842721
Deed Book / Page	9227 / 470
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1044 CENTRAL AVE, MIDDLETOWN, OH 45044-4009
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 CENTRAL AVE 200, 200, MIDDLETOWN, OH 45044-4006

Mortgage

Document Number	0000014156
Date	Mar 12, 2021
Book Page	9609/1893
Instrument	2021-00014156

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	90 Months
Due	Sep 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 5, 2018
Property Address	1044 CENTRAL AVE, MIDDLETOWN, OH 45044-4009
Document Number	0000042721
Book / Page	009227 / 000470
Instrument Date	Nov 1, 2018
Instrument	42721
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1044 CENTRAL AVE MIDDLETOWN OH 450444009, MIDDLETOWN, OH 45044-4009

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (+76.29%)	$22,000 (-) Land $3,470 Building $18,530	$62,850 (-) Land $9,900 Building $52,950
2023	$1,320.00 (-15.17%)	$22,000 (-) Land $3,470 Building $18,530	$62,850 (-) Land $9,900 Building $52,950
2022	$1,556.00	$22,000 Land $3,470 Building $18,530
2020			$62,850 Land $9,900 Building $52,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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