Mitchell County property record for 1010 Carters Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1983 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Dec 2020) |
| Tax Bill | $952 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-53-6535 |
| Primary APN | 0799-00-53-6535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 27,878 sqft (0.64 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555783232 |
|---|---|
| Street Address | 1010 CARTERS RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRASSY CREEK 226 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1010 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Sep 16, 2011 · Amount on Record |
| Deed Document Number | 20202398 |
| Deed Book / Page | 622 / 12 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 622/12 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 1010 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8501 |
| Document Number | 622/12 |
| Book / Page | 622 / 12 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2020002398 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8501 |
| Document Number | 2020002399 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020002399 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952.00 | $148,800 (-) Land $24,200 Building $124,600 | |
| 2025 | $952.00 (+3.93%) | $148,800 (+2.34%) Land $24,200 Building $124,600 | |
| 2023 | $916.00 | $145,400 Land $24,200 Building $121,200 | $145,400 Land $24,200 Building $121,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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