1044 Bernice Rd, Rockledge, FL 32955 Property Records

Brevard County property record for 1044 Bernice Rd, Rockledge, FL 32955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,078 sqft · built 2015
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2025)
Tax Bill$3,315 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-36-05-06-*-18

Property Details

APN / Parcel Number

Primary APN25-36-05-06-*-18
Alternative APNs
  • 25-36-05-06-00000.0-0018.00
  • 2503764

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,078 sqft Living Area
Gross Area2,378 sqft
1st Floor Area2,078 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions142 ft deep x 71 ft wide
Garage TypeAttached
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area60 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2503764
Street Address1044 BERNICE RD
CityROCKLEDGE
StateFL
Zip32955-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionROCKLEDGE PINES UNIT 2 LOT 18
Legal Range36E
Legal Township25S
Legal Section05
Legal SubdivisionROCKLEDGE PINES UNIT 2
Legal Lot Number18
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1018
Census Tract62900

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1044 BERNICE RD, ROCKLEDGE, FL 32955-2202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Aug 1, 2019Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleAug 1, 2019 · Amount on Record
Deed Document Number2025175047
Deed Book / Page10420 / 1036
Prior Transfer DateJul 15, 2013
Prior Transfer Doc0069541091
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateJul 1, 2026
Property Address1044 BERNICE RD, ROCKLEDGE, FL 32955-2202
Document Number0000134434
Book / Page10666 / 446
Instrument DateMay 20, 2026
Instrument2026134434
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1044 BERNICE RD, ROCKLEDGE, FL 32955-2202

Mortgage

Document Number0000134434,
DateJul 1, 2026
Book Page10666/446
Instrument2026134434
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 1, 2019
Property Address1044 BERNICE RD, ROCKLEDGE, FL 32955-2202
Document Number0085022877
Book / Page8502 / 2877
Map ReferenceMB 10 PG 28
Instrument DateJul 30, 2019
Instrument2019167809
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1680 HIGHWAY A1A, 1680, SATELLITE BEACH, FL 32937-5432

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1044 BERNICE RD, ROCKLEDGE, FL 32955-2202
InvestorPossibly a Property Investor

Mortgage

Document Number2019167810
DateAug 1, 2019
Instrument2019167810
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityRockledge City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,370 (+24.43%)$306,370 (+0.26%)
2025$3,315.00 (+2.76%)$246,220 (+5.98%)$305,570 (-5.99%)
2024$3,226.00 (+1.07%)
2023$3,192.00 (+6.08%) Homeowner's exemption$232,330 (+3%)$325,050 (+22.3%) Land $40,000 Building $285,050
2022$3,009.00 Homeowner's exemption$225,570$265,790 Land $35,000 Building $230,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims7 (1989–2017)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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