1040 Bernice Rd, Rockledge, FL 32955 Property Records

Brevard County property record for 1040 Bernice Rd, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 1964
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Oct 2023)
Tax Bill	$72 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-36-05-06-*-19`

Property Details

APN / Parcel Number

Primary APN	`25-36-05-06-*-19`
Alternative APNs	`25-36-05-06-00000.0-0019.00` `2503765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,385 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	160 sqft
Deck Area	192 sqft
Patio Area	243 sqft
Utility Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2503765
Street Address	1040 BERNICE RD
City	ROCKLEDGE
State	FL
Zip	32955-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROCKLEDGE PINES UNIT 2 LOT 19
Legal Range	36E
Legal Township	25S
Legal Section	05
Legal Subdivision	ROCKLEDGE PINES UNIT 2
Legal Lot Number	19
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1018
Census Tract	62900

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 BERNICE RD, ROCKLEDGE, FL 32955-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	2023224545
Deed Book / Page	9915 / 1467
Prior Transfer Date	Jul 6, 1999
Prior Transfer Doc	4038002263
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 23, 2023
Property Address	1040 BERNICE RD, ROCKLEDGE, FL 32955-2202
Document Number	0099151467
Book / Page	9915 / 1467
Map Reference	MB 10 PG 28
Instrument Date	Oct 23, 2023
Instrument	2023224545
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, MANGROVE TITLE & LEGAL PLLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 HIGHWAY A1A3, SATELLITE BEACH, FL 32937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 CRYSTAL CT APT 133, 133, ROCKLEDGE, FL 32955-8022

Mortgage

Document Number	0099151469
Date	Oct 23, 2023
Instrument	9915/1469

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,560 (+1.15%)	$215,560 (+1.15%)
2025	$72.00 (+4.35%) Veteran's exemption	$213,100 (+38.62%)	$213,100 (+38.62%)
2024	$69.00 (-97.09%)
2023	$2,373.00 (+17.88%)	$153,730 (+26.09%) Land $40,000 Building $113,730	$153,730 (+26.09%) Land $40,000 Building $113,730
2022	$2,013.00	$121,920 Land $35,000 Building $86,920	$121,920 Land $35,000 Building $86,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (1989–2017)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20