10431 Adler Cv, Saint John, IN 46373 Property Records

Lake County property record for 10431 Adler Cv, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,311 sqft · built 2008
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$390,900 (Apr 2022)
Tax Bill	$5,128 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0123-0054`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0123-0054`
Alternative APN	`45-15-03-179-006.000-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	5,385 sqft
Basement Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10431 ADLER CV
City	SAINT JOHN
State	IN
Zip	46373-8786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 5 TRACT#353 SWLY 67.59FT OF NELY 135.18FT OF LOT Q
Legal Subdivision	THE GATES OF ST. JOHN UNIT 5
Legal Tract	353
Legal Lot Number	Q
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1013
Census Tract	42904

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Apr 12, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	2022515451
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0000015451
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786

Mortgage

Document Number	0000036355
Date	Nov 3, 2023
Instrument	2023-536355

Lender

Name	CORELOGIC SOLEX
Type	Private Party
Address	1625 NW 136TH AVE STE 100E, SUNRISE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Apr 12, 2022
Property Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786
Document Number	0000015451
Map Reference	MB 100 PG 49
Instrument Date	Apr 5, 2022
Instrument	2022-515451
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786

Mortgage

Document Number	0000015452
Date	Apr 12, 2022
Instrument	2022-515452

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041955
Date	Jul 11, 2017
Instrument	2017 041955

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 3, 2021
Property Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786
Document Number	0000021037
Map Reference	MB 99 OPG 26
Instrument Date	Jul 30, 2021
Instrument	2021-521037
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 ADLER CV, SAINT JOHN, IN 46373-8786

Mortgage

Document Number	0000021038
Date	Aug 3, 2021
Instrument	2021-521038

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$493,800 (+8.79%) Land $71,600 Building $422,200	$493,800 (+8.79%) Land $71,600 Building $422,200
2024	$5,128.00 (+10.28%)
2023		$453,900 (+17.26%) Land $62,900 Building $391,000	$453,900 (+17.26%) Land $62,900 Building $391,000
2022	$4,650.00	$387,100 Land $57,200 Building $329,900	$387,100 Land $57,200 Building $329,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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