10426 Adler Cv, Saint John, IN 46373 Property Records

Lake County property record for 10426 Adler Cv, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,970 sqft · built 2006
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Sep 2021)
Tax Bill	$4,404 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0123-0067`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0123-0067`
Alternative APN	`45-15-03-178-017.000-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Attic Area	281 sqft
Basement Area	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	140 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	005-40-52-0123-0067
Street Address	10426 ADLER CV
City	SAINT JOHN
State	IN
Zip	46373-8786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 5 TRACT 366 N'LY 58.6FT OF LOT U
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	366
Legal Lot Number	U
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1014
Census Tract	42904

Owner

10426 Adler Cv is owned and occupied by an individual who bought it in September 2021.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Jan 31, 2007
Deed Document Number	2021-528659
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013104
Date	Jun 14, 2021
Instrument	2021-513104

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055212
Date	Aug 16, 2019
Instrument	2019 055212

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090662
Date	Dec 30, 2019
Instrument	2019 090662

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079731
Date	Nov 2, 2020
Instrument	2020-079731

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 21, 2021
Property Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786
Document Number	0000028659
Instrument Date	Sep 17, 2021
Instrument	2021-528659
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10426 ADLER CV, SAINT JOHN, IN 46373-8786

Mortgage

Document Number	0000028660
Date	Sep 21, 2021
Instrument	2021-528660

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,800 (+5.05%) Land $68,400 Building $343,400	$411,800 (+5.05%) Land $68,400 Building $343,400
2024	$4,404.00 (+3.04%)
2023		$392,000 (+11.24%) Land $64,300 Building $327,700	$392,000 (+11.24%) Land $64,300 Building $327,700
2022	$4,274.00	$352,400 Land $58,500 Building $293,900	$352,400 Land $58,500 Building $293,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10426 Adler Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10426 Adler Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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