10431 227th Ave SE, Monroe, WA 98272 Property Records

Snohomish County property record for 10431 227th Ave SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,048 sqft · built 2020
Lot Size	15 acres (654,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jul 2024)
Tax Bill	$6,575 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0721-002-003-00`

Property Details

APN / Parcel Number

Primary APN	`0721-002-003-00`
Alternative APNs	`280721-002-003-00` `21280720030009` `212807200300` `304391`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,048 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	654,707 sqft
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	304391
Street Address	10431 227TH AVE SE
City	MONROE
State	WA
Zip	98272-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	SEC 21 TWP 28 RGE 07 RT-7B) BAAP WH IS NW COR NE1/4 NW1/4 TH E ALG N LN OF SEC 682FT TH S 961FT TH W 678FT TH N 961FT TO POB LESS R/W EASE TO USA
Legal Range	07
Legal Township	28
Legal Section	21
Legal Block	3
Legal Lot Number	3
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3000
Census Tract	52206

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10431 227TH AVE SE, MONROE, WA 98272-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Apr 5, 2013 · Amount on Record
Deed Document Number	202492
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10431 227TH AVE SE, MONROE, WA 98272-9754
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000115
Date	Nov 16, 2021
Instrument	202111160115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,575.00 (+17.81%)	$829,600 (+13.16%) Land $400,400 Building $429,200	$829,600 (+13.16%) Land $400,400 Building $429,200
2023	$5,581.00 (+0.59%)	$733,100 (+26.24%) Land $312,300 Building $420,800	$733,100 (+26.24%) Land $312,300 Building $420,800
2022	$5,548.00	$580,700 Land $233,900 Building $346,800	$580,700 Land $233,900 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Dec 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER DISTRICT serves 3,121 people · EPA ID WA5332850
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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