10317 227th Ave SE, Monroe, WA 98272 Property Records

Snohomish County property record for 10317 227th Ave SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1974
Lot Size	4.15 acres (180,774 sqft)
Owner	Individual Name on Record
Last Sale	$87,332 (Nov 1998)
Tax Bill	$5,064 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0721-002-005-00`

Property Details

APN / Parcel Number

Primary APN	`0721-002-005-00`
Alternative APNs	`280721-002-005-00` `21280720050007` `212807200500` `304393`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Units	5 Units
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	864 sqft
Basement Area	696 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	180,774 sqft
Garage Type	Attached
Garage Area	168 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Deck Area	408 sqft
Patio Area	408 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	304393
Street Address	10317 227TH AVE SE
City	MONROE
State	WA
Zip	98272-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	SEC 21 TWP 28 RGE 07 E 315FT OF W 345FT OF S1/2 NW1/4 NW1/4 EXC SLY 56.33FT AKA LOT 1 OF SP 651 (12-78) AF 7905040309
Legal Range	07
Legal Township	28
Legal Section	21
Legal Subdivision	SP SP561
Legal Block	212
Legal Lot Number	1
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	52206

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 29, 2017	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jan 23, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 1998 · Amount on Record
Deed Sale	Nov 30, 1998 · Amount on Record
Deed Document Number	1998457
Prior Transfer Date	Nov 18, 1998
Prior Transfer Doc	0000000457
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10317 227TH AVE SE, MONROE, WA 98272-9754

Mortgage

Document Number	0000000248
Date	Feb 14, 2024
Instrument	202402140248

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Nov 1, 2063

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000383
Date	Dec 8, 2022
Instrument	202212080383

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000808
Date	Sep 29, 2017
Instrument	201709290808

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Document Number	0000000119
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10317 227TH AVE SE MONROE WA 982729754, MONROE, WA 98272-9754

Mortgage

Document Number	0000000119
Date	Jan 31, 2019
Instrument	201901310119

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2488 E 81ST ST # 700, TULSA, OK 74137-4267

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SNOHOMISH WA
Property Address	10317 227TH AVE SE, MONROE, WA 98272-9754
Document Number	0000000118
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10317 227TH AVE SE MONROE WA 982729754, MONROE, WA 98272-9754

Mortgage

Document Number	0000000118
Date	Jan 31, 2019
Instrument	201901310118

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,064.00 (+8.18%)	$633,800 (+2.89%) Land $414,600 Building $219,200	$633,800 (+2.89%) Land $414,600 Building $219,200
2023	$4,681.00 (+7.17%)	$616,000 (+35.8%) Land $384,700 Building $231,300	$616,000 (+35.8%) Land $384,700 Building $231,300
2022	$4,368.00	$453,600 Land $264,000 Building $189,600	$453,600 Land $264,000 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Dec 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER DISTRICT serves 3,121 people · EPA ID WA5332850
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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