1043 State St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1043 State St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,128 sqft · built 1954
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Aug 2026)
Tax Bill$5,323 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN22-14-414-006

Property Details

APN / Parcel Number

Primary APN22-14-414-006
Alternative APN
  • 18-14-434-011

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,128 sqft Total Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address1043 STATE ST
CityOTTAWA
StateIL
Zip61350-4461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC CARTY & WHITE'S SUB, LT 1 BLK 3 SEC 14-33-3
Legal Range03
Legal Township33
Legal Section14
Legal SubdivisionMCCARTY & WHITES SUB
Legal Block3
Legal Lot Number1
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group2
Census Block2009
Census Tract963500

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1043 STATE ST, OTTAWA, IL 61350-4461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Oct 14, 2025Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleOct 14, 2025
Deed Document Number20268528
Prior Transfer DateOct 10, 2025
Prior Transfer Doc0202511018
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateAug 17, 2026
Property Address1043 STATE ST, OTTAWA, IL 61350-4461
Document Number0000008528
Instrument DateAug 12, 2026
Instrument20268528
Transaction TypeTransfer
Record UpdatedSep 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31,663.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 STATE ST, OTTAWA, IL 61350-4461
InvestorPossibly a Property Investor

Mortgage

DateAug 17, 2026
Lender
NameGREENSTATE CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLASALLE IL
Recording DateOct 14, 2025
Property Address1043 STATE ST, OTTAWA, IL 61350-4461
Document Number0202511018
Map ReferenceMB S PG 11
Instrument DateOct 10, 2025
Instrument2025-11018
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,323.00 (+6.74%)$58,863 (+8.5%) Land $6,035 Building $52,828$176,589 (+8.5%) Land $18,105 Building $158,484
2024$4,987.00$54,251 (+8.74%) Land $5,562 Building $48,689$162,753 (+8.74%) Land $16,686 Building $146,067
2023$49,891 (+9.53%) Land $5,115 Building $44,776$149,673 (+9.53%) Land $15,345 Building $134,328
2022$45,550 Land $7,894 Building $37,656$136,650 Land $23,682 Building $112,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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