LaSalle County property record for 1038 State St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,482 sqft · built 1959 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2015) |
| Tax Bill | $6,569 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-14-409-005 |
| Primary APN | 22-14-409-005 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Total Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 1038 STATE ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-4441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWNDALE ADD TO OTTAWA, N1/2 LTS 7 & 8 BLK 3 SEC 14-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | LAWNDALE ADD |
| Legal Block | 3 |
| Legal Lot Number | 7-8 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | SOUTH OTTAWA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 963500 |
1038 State St is owned and occupied by an individual who bought it in August 2015.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1038 STATE ST, OTTAWA, IL 61350-4441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on File |
| Deed Sale | Aug 25, 2015 · Amount on File |
| Prior Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 201516230 |
| Prior Transfer Date | Jan 15, 2013 |
| Prior Transfer Doc | 0201304350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 1038 STATE ST, OTTAWA, IL 61350-4441 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103751 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-03751 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1038 State St was $6,569, up 6.6% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | South Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,569.00 (+6.55%) | $71,228 Land $6,623 Building $64,605 | $213,684 Land $19,869 Building $193,815 |
| 2024 | $6,165.00 | ||
| 2023 | $60,371 (+9.53%) Land $5,613 Building $54,758 | $181,113 (+9.53%) Land $16,839 Building $164,274 | |
| 2022 | $55,119 Land $7,249 Building $47,870 | $165,357 Land $21,747 Building $143,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1038 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1038 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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