1043 River Dr, Hammond, IN 46324 Property Records

Lake County property record for 1043 River Dr, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 1947
Lot Size	0.12 acres (5,240 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2021)
Tax Bill	$2,897 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-26-32-0109-0017`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0109-0017`
Alternative APNs	`45-07-18-328-029.000-023` `263201090017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Basement Area	820 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,240 sqft (0.12 acres)
Lot Dimensions	131 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-32-0109-0017
Old Parcel Number	263201090017
Street Address	1043 RIVER DR
City	HAMMOND
State	IN
Zip	46324-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALUMET CENTER 2ND ADD. W. 10 FT. OF L.16 BL.7 E. 30 FT. OF L.17 BL.7
Legal Subdivision	CALUMET CENTER 2ND ADD
Legal Block	7
Legal Lot Number	16
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1017
Census Tract	21700

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1043 RIVER DR, HAMMOND, IN 46324-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Dec 23, 2014
Deed Document Number	2021-540143
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 29, 2021
Property Address	1043 RIVER DR, HAMMOND, IN 46324-3034
Document Number	0000040143
Map Reference	MB 19 PG 22
Instrument Date	Nov 22, 2021
Instrument	2021-540143
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 RIVER DR, HAMMOND, IN 46324-3034

Mortgage

Document Number	0000040144
Date	Nov 29, 2021
Instrument	2021-540144

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,600 (+17.23%) Land $19,200 Building $226,400	$245,600 (+17.23%) Land $19,200 Building $226,400
2024	$2,897.00 (+9.53%)
2023		$209,500 (+5.44%) Land $19,200 Building $190,300	$209,500 (+5.44%) Land $19,200 Building $190,300
2022	$2,645.00 Homeowner's exemption	$198,700 Land $19,200 Building $179,500	$198,700 Land $19,200 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1981–2013)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20