1035 River Dr, Hammond, IN 46324 Property Records

Lake County property record for 1035 River Dr, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1946
Lot Size0.12 acres (5,240 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2025)
Tax Bill$2,234 (2024)
Deeds & MortgagesMar 2025 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-26-32-0109-0030

Property Details

APN / Parcel Number

Primary APN007-26-32-0109-0030
Alternative APNs
  • 45-07-18-328-026.000-023
  • 263201090030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
Basement Area820 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1985
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,240 sqft (0.12 acres)
Lot Dimensions131 ft deep x 40 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-32-0109-0030
Old Parcel Number263201090030
Street Address1035 RIVER DR
CityHAMMOND
StateIN
Zip46324-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUMET CENTER 2ND ADD. BL.7 W.40.0FT. OF LOT 19
Legal SubdivisionCALUMET CENTER ADD 02
Legal Block7
Legal Lot Number19
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1017
Census Tract21700

Owner

1035 River Dr is owned and occupied by an individual who bought it in March 2025.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1035 RIVER DR, HAMMOND, IN 46324-3034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST SAVINGS BANK OF HEGEWISCH
Oct 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK SB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2025 · Amount on File
Deed SaleMar 24, 2025 · Amount on File
Prior SaleJun 10, 2016
Deed Document Number2025-509816
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 24, 2025
Property Address1035 RIVER DR, HAMMOND, IN 46324-3034
Document Number0000009816
Map ReferenceMB 19 PG 22
Instrument DateMar 21, 2025
Instrument2025-509816
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 RIVER DR, HAMMOND, IN 46324-3034

Mortgage

Document Number0000009817
DateMar 24, 2025
Instrument2025-509817
Lender
NameFIRST SAVINGS BANK OF HEGEWISCH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1035 RIVER DR, HAMMOND, IN 46324-3034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072015
DateOct 25, 2017
Instrument2017 072015
Lender
NamePEOPLES BANK SB
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueOct 5, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186,700 (+5.36%) Land $19,200 Building $167,500$186,700 (+5.36%) Land $19,200 Building $167,500
2024$2,234.00$177,200 (+10.68%) Land $19,200 Building $158,000$177,200 (+10.68%) Land $19,200 Building $158,000
2023$160,100 (+6.8%) Land $19,200 Building $140,900$160,100 (+6.8%) Land $19,200 Building $140,900
2022$1,930.00 Homeowner's exemption$149,900 Land $19,200 Building $130,700$149,900 Land $19,200 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1035 River Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims22 (1981–2013)
Claims Outside the SFHA1 of 22
Most Recent ClaimApr 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1035 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on River Dr

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