1043 Olive St, Florence, AL 35630 Property Records

Lauderdale County property record for 1043 Olive St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,415 sqft · built 1958
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Feb 2022)
Tax Bill	$737 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-2-001-019-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-2-001-019-000`
Alternative APNs	`101928` `092576` `17344`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	101928
Street Address	1043 OLIVE ST
City	FLORENCE
State	AL
Zip	35630-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	85 X 150 IRR REEDER GROVE ADD BLK 3 LOT 8 AND S 10 LOT 9 .28 AC/C SEC 10 T3S R11W PB 2 PG 46
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	REEDER GROVE ADD
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2026
Census Tract	10400

Owner

1043 Olive St is owned and occupied by an individual who bought it in February 2022.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	1043 OLIVE ST, FLORENCE, AL 35630-3433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	0020229224
Deed Book / Page	2022 / 9224
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 22, 2022
Property Address	1043 OLIVE ST, FLORENCE, AL 35630-3433
Document Number	02022/9224
Book / Page	2022 / 9224
Map Reference	MB 2 PG 46
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 N WALNUT ST, 442, FLORENCE, AL 35630-6402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 OLIVE ST, FLORENCE, AL 35630-3433

Mortgage

Document Number	202209226202209226
Date	Feb 22, 2022
Instrument	2022/09226202209226

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1043 OLIVE ST, FLORENCE, AL 35630-3433
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3763
Date	Jan 22, 2021
Book Page	2021/3763

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 25, 2018
Property Address	1043 OLIVE ST, FLORENCE, AL 35630-3433
Document Number	2018/21837
Book / Page	2018 / 21837
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8184 MULVEHILL RD, 8184, MORRIS, AL 35116-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 OLIVE ST, FLORENCE, AL 35630-3433

Mortgage

Document Number	2018/21839
Date	May 25, 2018
Book Page	2018/21839

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Olive St was $737 with a homeowner's exemption, up 7.6% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 (+7.59%) Homeowner's exemption	$16,360 (+6.93%)	$165,680 (+8.42%) Land $17,500 Building $148,180
2024	$685.00 (+13.41%) Homeowner's exemption	$15,300 (+1,059.09%) Land $1,460 Building $13,840	$152,820 (+12.01%) Land $14,500 Building $138,320
2023	$604.00 (+18.2%) Homeowner's exemption	$1,320 (-88.78%) Land $1,320	$136,440 (+16.12%) Land $13,000 Building $123,440
2022	$511.00 Homeowner's exemption	$11,760	$117,500 Land $14,300 Building $103,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1043 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Olive St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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