1032 Olive St, Florence, AL 35630 Property Records

Lauderdale County property record for 1032 Olive St, Florence, AL 35630 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1949
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Aug 2019)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-2-001-006-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-2-001-006-000`
Alternative APNs	`094769` `106568` `22356` `94769`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Exterior Material	Stone
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	106568
Street Address	1032 OLIVE ST
City	FLORENCE
State	AL
Zip	35630-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75 X 150 IRR REEDER GROVE ADD SD BLK 2 LOT 11 .22 AC(C) SEC 10 T3S R11W PB2 PG46
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	REEDER GROVE ADD
Legal Block	2
Legal Lot Number	11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2019
Census Tract	10400

Owner

Source: Lauderdale County records · APN 24-02-10-2-001-006-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	763 GOLF TRAIL RDG, MUSCLE SHOALS, AL 35661-4682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Aug 13, 2019	Survivorship Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Jan 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Jan 22, 2019
Deed Document Number	0201933977
Deed Book / Page	2019 / 33977
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1032 OLIVE ST, FLORENCE, AL 35630-3434
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2723
Date	Jan 23, 2020
Book Page	2020/2723

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 13, 2019
Property Address	1032 OLIVE ST, FLORENCE, AL 35630-3434
Document Number	2019/33977
Book / Page	2019 / 33977
Instrument Date	Aug 07, 2019
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 CUMBERLAND ST, 829, FLORENCE, AL 35630-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 OLIVE ST, FLORENCE, AL 35630-3434

Mortgage

Document Number	0201933979
Date	Aug 13, 2019
Instrument	2019/33979

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 22, 2019
Property Address	1032 OLIVE ST, FLORENCE, AL 35630-3434
Document Number	2019/2269
Book / Page	2019 / 2269
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 CUMBERLAND ST, 829, FLORENCE, AL 35630-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 CUMBERLAND ST, FLORENCE, AL 35630-3318

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (+6.91%)	$26,240 (+6.93%)	$133,160 (+8.51%) Land $15,600 Building $117,560
2024	$1,202.00 (+11.92%)	$24,540 (+957.76%) Land $2,600 Building $21,940	$122,720 (+12.01%) Land $13,000 Building $109,720
2023	$1,074.00 (+14.87%) Homeowner's exemption	$2,320 (-87.85%) Land $2,320	$109,560 (+14.72%) Land $11,600 Building $97,960
2022	$935.00 Homeowner's exemption	$19,100	$95,500 Land $12,800 Building $82,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

1032 Olive St, Florence, AL 35630 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Olive St

Nearby Streets

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