Pike County property record for 1043 Gardenia Ln, Summit, MS 39666
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,966 sqft · built 2018 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Oct 2017 Construction Loan Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 712554-U |
| Primary APN | 712554-U |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 3,966 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 114,563 sqft (2.63 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1043 GARDENIA LN |
|---|---|
| City | SUMMIT |
| State | MS |
| Zip | 39666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S ED NE1/4 NW1/4 & PT N SD SE1/4 NW1/4 ALL LY W OF RD ZN:A-X-28113C0030C |
| Jurisdiction | PIKE MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 950102 |
1043 Gardenia Ln is owned and occupied by two individuals who acquired it in August 2017.
Source: Pike County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1127, SUMMIT, MS 39666-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Aug 22, 2017 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 |
| Deed Sale | Aug 22, 2017 |
| Deed Document Number | 000284238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1043 GARDENIA LN, SUMMIT, MS 39666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 285291 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 285291 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 38648 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Feb 24, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1043 GARDENIA LN, SUMMIT, MS 39666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 304407 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 304407 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MANDEVILLE, LA 70471 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PIKE MS |
| Recording Date | Aug 22, 2017 |
| Property Address | 1043 GARDENIA LN, SUMMIT, MS 39666 |
| Document Number | 284238 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 284238 |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 218, SUMMIT, MS 39666-0218 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1127, SUMMIT, MS 39666-1127 |
The 2025 property tax bill for 1043 Gardenia Ln was $4,020 with a homeowner's exemption, up 19.7% from the year before.
Source: Pike County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pike County |
| Unified School District | North Pike School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 (+19.71%) Homeowner's exemption | $31,918 | $319,045 Land $9,465 Building $309,580 |
| 2024 | $3,358.00 (+2.41%) | ||
| 2023 | $3,279.00 (-2%) Homeowner's exemption | $26,632 | $266,180 Land $9,470 Building $256,710 |
| 2022 | $3,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1043 Gardenia Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1043 Gardenia Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PIKE WATER ASSOCIATION public/private · serves 5,359 people · EPA ID MS0570008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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