Pike County property record for 1003 Gardenia Ln, Summit, MS 39666
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,367 sqft · built 2015 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,235 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 712554-P |
| Primary APN | 712554-P |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 5,367 sqft Adjusted Area |
| 1st Floor Area | 3,660 sqft |
| 2nd Floor Area | 1,103 sqft |
| Utility Area | 44 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 214,751 sqft (4.93 acres) |
| Pool Area | 516 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 176 sqft |
| Utility Building | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1003 GARDENIA LN |
|---|---|
| City | SUMMIT |
| State | MS |
| Zip | 39666-6401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT IN S1/2 SE1/4 NW1/4 LY N OF RD ZN:X-28113C0030C |
| Legal Range | 07E |
| Legal Township | 04N |
| Legal Section | 12 |
| Jurisdiction | PIKE MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 950102 |
1003 Gardenia Ln is owned and occupied by two individuals who acquired it in December 2021.
Source: Pike County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 GARDENIA LN, SUMMIT, MS 39666-6401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 |
| Deed Sale | Dec 16, 2021 |
| Prior Sale | Feb 27, 2014 |
| Deed Document Number | 2021316933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1003 GARDENIA LN, SUMMIT, MS 39666-6401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1003 GARDENIA LN, SUMMIT, MS 39666-6401 |
| Document Number | 0000308712 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 308712 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 1003 Gardenia Ln was $9,235 with a homeowner's exemption, up 18.9% from the year before.
Source: Pike County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pike County |
| Unified School District | North Pike School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,235.00 (+18.9%) Homeowner's exemption | $70,446 | $704,461 Land $26,341 Building $678,120 |
| 2024 | $7,767.00 (+2.29%) | ||
| 2023 | $7,593.00 (+1.63%) Homeowner's exemption | $58,728 (+0.14%) | $587,281 (+0.14%) Land $26,341 Building $560,940 |
| 2022 | $7,471.00 Homeowner's exemption | $58,646 | $586,461 Land $26,341 Building $560,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Gardenia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Gardenia Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PIKE WATER ASSOCIATION public/private · serves 5,359 people · EPA ID MS0570008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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