1043 Como Pl, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1043 Como Pl, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 1911
Lot Size	0.078 acres (3,398 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Aug 2021)
Tax Bill	$3,742 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0056`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0056`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,033 sqft Living Area
1st Floor Area	601 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	107 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1043 COMO PL
City	SAINT PAUL
State	MN
Zip	55103-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	ROYAL OAKS LOT 10 BLK 6
Legal Range	23
Legal Township	29
Legal Section	26
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	ROYAL OAKS
Legal Block	6
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	31200

Owner

1043 Como Pl is owned and occupied by an individual who bought it in August 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	1043 COMO PL, SAINT PAUL, MN 55103-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 18, 2018	Deed of Trust, Mortgage · Conventional with PMI ALERUS MTG
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	T02708706
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 11, 2021
Property Address	1043 COMO PL, SAINT PAUL, MN 55103-1320
Document Number	0T02708706
Instrument Date	Aug 5, 2021
Instrument	T02708706
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 COMO PL, SAINT PAUL, MN 55103-1320

Mortgage

Document Number	0T02708707
Date	Aug 11, 2021
Instrument	T02708707

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1043 COMO PL, SAINT PAUL, MN 55103-1320
Document Number	0002626625
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 COMO PL ST PAUL MN 551031320, ST PAUL, MN 55103-1320

Mortgage

Document Number	0002626625
Date	Oct 29, 2018
Instrument	2626625

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1043 COMO PL, SAINT PAUL, MN 55103-1320
Document Number	0002619318
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1043 COMO PL ST PAUL MN 551031320, ST PAUL, MN 55103-1320

Mortgage

Document Number	0002619318
Date	Jul 23, 2018
Instrument	2619318

Lender

Name	US BK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,742.00 Homeowner's exemption	$255,600 Land $28,300 Building $227,300	$255,600 Land $28,300 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1043 Como Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1043 Como Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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