1038 Como Pl, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1038 Como Pl, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1915
Lot Size	0.111 acres (4,815 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Nov 2018)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0127`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0127`
Alternative APNs	`8059051` `76457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	684 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,815 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	76457
Street Address	1038 COMO PL
City	SAINT PAUL
State	MN
Zip	55103-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS LOT 16 BLK 10
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	10
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	31200

Owner

1038 Como Pl is owned and occupied by an individual who bought it in November 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 COMO PL, SAINT PAUL, MN 55103-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 8, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	20182627319
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1038 COMO PL, SAINT PAUL, MN 55103-1319
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02717102
Date	Nov 8, 2021
Instrument	T02717102

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2018
Property Address	1038 COMO PL, SAINT PAUL, MN 55103-1319
Document Number	0002627319
Instrument Date	Oct 24, 2018
Instrument	2627319
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 COMO PL ST PAUL MN 551031319, ST PAUL, MN 55103-1319

Mortgage

Document Number	2627320
Date	Nov 8, 2018
Instrument	2627320

Lender

Name	AMERICAN MTG & EQUITY CONSULTA
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Como Pl was $4,144.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,700 Land $36,400 Building $217,300	$253,700 Land $36,400 Building $217,300
2025	$4,144.00
2023	$3,610.00	$240,200 Land $36,400 Building $203,800	$240,200 Land $36,400 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Como Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1038 Como Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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