10429 Exeter Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 10429 Exeter Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,541 sqft · built 2006
Lot Size	0.18 acres (7,825 sqft)
Owner	2 Individual Names on File
Last Sale	$82,200 (Nov 1991)
Tax Bill	$5,256 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-005892`

Property Details

APN / Parcel Number

Primary APN	`10-005892`
Alternative APN	`005892`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,541 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,825 sqft (0.18 acres)
Lot Dimensions	250 ft deep x 125 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	215 sqft
Deck Area	324 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005892
Street Address	10429 EXETER RD
City	OCEAN CITY
State	MD
Zip	21842-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 25 BLK 15 SEC A W SIDE EXETER RD PL CAPE ISLE OF WIGHT
Legal Subdivision	CAPE ISLE WIGHT
Legal Block	15
Legal Lot Number	25
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	2
Census Block	2013
Census Tract	950400

Owner

10429 Exeter Rd is owned and occupied by two individuals who acquired it in May 2016.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10429 EXETER RD, OCEAN CITY, MD 21842-9698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 1991 · Amount on File
Deed Sale	Nov 22, 1991 · Amount on File
Prior Sale	Jul 29, 1985 · Amount on File
Deed Book / Page	1780 / 482
Last Transfer Date	May 5, 2016
Transfer Doc	0067640110
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10429 EXETER RD, OCEAN CITY, MD 21842-9698
Document Number	0075590193
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	RESORT LAND TITLE AND ESCROW, RESORT LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10429 EXETER RD OCEAN CITY MD 218429698, OCEAN CITY, MD 21842-9698

Mortgage

Document Number	0075590193
Date	Dec 19, 2019
Book Page	007559/000193

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 10429 Exeter Rd was $5,256, up 1.8% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,256.00 (+1.8%)	$569,533 (+1.81%)	$589,800 (+5.43%) Land $193,900 Building $395,900
2025	$5,163.00	$559,400 Land $176,400 Building $383,000	$559,400 Land $176,400 Building $383,000
2023	$4,500.00	$470,267	$559,400 Land $176,400 Building $383,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10429 Exeter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 302 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	302 in force
Nearby Flood Claims	45 (1991–2024)
Claims Outside the SFHA	3 of 45
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10429 Exeter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20