Worcester County property record for 10428 Exeter Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1959 |
| Lot Size | 0.166 acres (7,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Feb 2022) |
| Tax Bill | $4,071 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-007542 |
| Primary APN | 10-007542 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Utility Area | 77 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,212 sqft (0.166 acres) |
| Lot Dimensions | 125 ft deep x 57 ft wide |
| View / Lot | Waterfront |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 307 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 007542 |
|---|---|
| Street Address | 10428 EXETER RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 3 BLK 16 SEC A E SIDE EXETER ROAD CAPE ISLE OF WIGHT |
| Legal Subdivision | CAPE ISLE OF WEIGHT |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950400 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11247 RAMROD RD, WOODBRIDGE, VA 22192-5750 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Warranty Deed, Transfer |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Feb 9, 2022 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Nov 30, 2018 | Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on Record |
| Deed Sale | Feb 9, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Book / Page | 8307 / 401 |
| Last Transfer Date | Feb 6, 2024 |
| Transfer Doc | 0087070001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 9, 2024 |
| Property Address | 10428 EXETER RD, OCEAN CITY, MD 21842-9792 |
| Document Number | 0087070001 |
| Book / Page | 8707 / 1 |
| Map Reference | MB ODC 1 FO 30 |
| Instrument Date | Feb 6, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11247 RAMROD RD, WOODBRIDGE, VA 22192-5750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 10428 EXETER RD, OCEAN CITY, MD 21842-9792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EVANS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0078180307 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 7818/307 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 9, 2022 |
| Property Address | 10428 EXETER RD, OCEAN CITY, MD 21842-9792 |
| Document Number | 0083070401 |
| Book / Page | 8307 / 401 |
| Map Reference | MB ODC1 FO 30 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11247 RAMROD RD, WOODBRIDGE, VA 22192-5750 |
| Document Number | 0008307405 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 8307/405 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 30, 2018 |
| Property Address | 10428 EXETER RD, OCEAN CITY, MD 21842-9792 |
| Document Number | 0073290308 |
| Book / Page | 7329 / 308 |
| Map Reference | MB ODC1 FO30 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10428 EXETER RD, OCEAN CITY, MD 21842-9792 |
| Document Number | 0007329314 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 7329/314 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,071.00 (+1.45%) | $441,133 (+1.46%) | $453,800 (+4.37%) Land $193,600 Building $260,200 |
| 2025 | $4,013.00 (+22.95%) | $434,800 (+27.48%) Land $176,100 Building $258,700 | $434,800 (-) Land $176,100 Building $258,700 |
| 2023 | $3,264.00 | $341,067 | $434,800 Land $176,100 Building $258,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 302 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 302 in force |
| Nearby Flood Claims | 45 (1991–2024) |
| Claims Outside the SFHA | 3 of 45 |
| Most Recent Claim | Dec 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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