10428 Puttygut Rd, Casco, MI 48064 Property Records

St. Clair County property record for 10428 Puttygut Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1971
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2023)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-12-950-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-950-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,720 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Lot Area	111,949 sqft (2.57 acres)
Lot Dimensions	920 ft deep x 110 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10428 PUTTYGUT RD
City	CASCO
State	MI
Zip	48064-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2 ZOT ACRES
Legal Subdivision	ZOT ACRES
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1035
Census Tract	651200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10428 PUTTYGUT RD, CASCO, MI 48064-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202318515
Deed Book / Page	5663 / 515
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 18, 2023
Property Address	10428 PUTTYGUT RD, CASCO, MI 48064-1609
Document Number	0005663515
Book / Page	5663 / 515
Map Reference	LB 77 PG 3
Instrument Date	Sep 29, 2023
Instrument	2023018515
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10428 PUTTYGUT RD, CASCO, MI 48064-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	71850 COON CREEK RD, ARMADA, MI 48005-3619

Mortgage

Document Number	0005661727
Date	Oct 12, 2023
Book Page	5661/727
Instrument	2023018126

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10428 PUTTYGUT RD, CASCO, MI 48064-1609
Document Number	0049640286
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	BEST HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10428 PUTTYGUT RD CASCO MI 480641609, CASCO, MI 48064-1609

Mortgage

Document Number	0049640286
Date	Jul 5, 2018
Book Page	004964/000286

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 4, 2028

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (+2.8%)	$250,000 (+2.8%)
2025	$3,465.00 (-0.8%) Homeowner's exemption	$121,600 (+7.61%)
2024	$3,493.00 (+76.59%)		$243,200 (+7.61%)
2023		$113,000
2022	$1,978.00		$226,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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