10413 Puttygut Rd, Casco, MI 48064 Property Records

St. Clair County property record for 10413 Puttygut Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,413 sqft · built 2022
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Nov 2025)
Tax Bill	$7,250 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-018-1005-300`

Property Details

APN / Parcel Number

Primary APN	`74-12-018-1005-300`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,413 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	109,336 sqft (2.51 acres)
Garage Area	1,393 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10413 PUTTYGUT RD
City	CASCO
State	MI
Zip	48064-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 89D 25M 5S E 990.13' FROM NW SEC COR, TH N 89D 29M 5S E 193.61', TH S 0D 21M 25S E 566.10', TH S 89D 29M 5S W 192.75',
Legal Range	15E
Legal Township	04N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1043
Census Tract	651200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6551 MELDRUM RD, IRA, MI 48023-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 25, 2022	Intrafamily Transfer, Transfer · Construction Mortgage JOSEPH ZYLA
Aug 6, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202521748
Deed Book / Page	5870 / 730
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0005555774
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 12, 2025
Property Address	10413 PUTTYGUT RD, CASCO, MI 48064-1611
Document Number	0005870730
Book / Page	5870 / 730
Instrument Date	Oct 14, 2025
Instrument	2025021748
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10413 PUTTYGUT RD, CASCO, MI 48064-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6551 MELDRUM RD, IRA, MI 48023-2020

Mortgage

Document Number	2025020693
Date	Nov 12, 2025
Instrument	2025020693

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0005865872
Date	Oct 29, 2025
Book Page	5865/872
Instrument	2025020693

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 25, 2022
Property Address	10413 PUTTYGUT RD, CASCO, MI 48064-1611
Document Number	0005555774
Book / Page	5555 / 774
Instrument Date	Jul 15, 2022
Instrument	2022020029
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29950 BRISTOL CT, CHESTERFIELD, MI 48051-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	29950 BRISTOL CT, CHESTERFIELD, MI 48051-2201

Mortgage

Document Number	2022020030
Date	Aug 25, 2022
Instrument	2022020030

Lender

Name	JOSEPH ZYLA
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 6, 2018
Property Address	PUTTYGUT RD, CASCO, MI 48064
Document Number	0049750239
Book / Page	004975 / 000239
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PUTTYGUT RD

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,000 (+37.13%)	$712,000 (+37.13%)
2025	$7,250.00 (+2.29%) Homeowner's exemption	$259,600 (+94.46%)
2024	$7,088.00 (+1,119.97%)		$519,200 (+94.46%)
2023		$133,500
2022	$581.00		$267,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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