Benton County property record for 10427 7th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,204 sqft · built 1950 |
| Lot Size | 6.42 acres (279,655 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,000 (Oct 2019) |
| Tax Bill | $2,032 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10.00506.00 |
| Primary APN | 10.00506.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 279,655 sqft (6.42 acres) |
| Pole Barn | 3,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10427 7TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-036 RANGE-029 6.42 AC E 525 FT OF S 675 FT SE1/4 SE1/4 LESS E 250 FT OF S 300 FT |
| Legal Range | 029 |
| Legal Township | 036 |
| Legal Section | 33 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. GEORGE |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20300 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10427 7TH ST SE, SAINT CLOUD, MN 56304-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on Record |
| Deed Sale | Oct 3, 2019 · Amount on Record |
| Deed Document Number | 2019438606 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 0000438606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 3, 2019 |
| Property Address | 10427 7TH ST SE, SAINT CLOUD, MN 56304-9701 |
| Document Number | 0000438606 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 438606 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10427 7TH ST SE, SAINT CLOUD, MN 56304-9701 |
| Document Number | 0000438607 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 438607 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | St. George Township |
| Unified School District | Foley Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,032.00 (+12.14%) Homeowner's exemption | $230,900 (+6.5%) Land $71,600 Building $159,300 | $230,900 (+6.5%) Land $71,600 Building $159,300 |
| 2023 | $1,812.00 | $216,800 Land $65,600 Building $151,200 | $216,800 Land $65,600 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
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