10283 7th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 10283 7th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,370 sqft · built 1987
Lot Size35.8 acres (1,560,755 sqft)
Owner2 Individual Names on File
Last Sale$237,500 (Apr 2004)
Tax Bill$2,916 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN40-004-1100

Property Details

APN / Parcel Number

Primary APN40-004-1100
Alternative APNs
  • 40-00004-1100
  • 22711

Interior

Bedrooms2 Beds
Building Area1,370 sqft Living Area
1st Floor Area1,364 sqft
Basement Area680 sqft
Finished Basement680 sqft
Unfinished Basement720 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,560,755 sqft (35.8 acres)
Garage TypeAttached
Garage Area784 sqft
DrivewayDriveway
Deck Area104 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22711
Street Address10283 7TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-9701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionNE 1-4 OF NE 1-4 EX S 170 FT
Legal Range29W
Legal Township35N
Legal Section04
JurisdictionSHERBURNE MN
Township / Civil DivisionPALMER
Census Block Group2
Census Block2000
Census Tract30301

Owner

10283 7th St SE is owned and occupied by two individuals who acquired it in March 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address10283 7TH ST SE, SAINT CLOUD, MN 56304-9701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Quit Claim Deed, Transfer · Conventional Mortgage
MEGASTAR FINANCIAL CORP
Nov 3, 2017Deed of Trust, Mortgage · Conventional with PMI
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2004 · Amount on File
Deed SaleApr 30, 2004 · Amount on File
Deed Document Number200464172
Last Transfer DateMar 18, 2024
Transfer Doc0000967566
Record UpdatedOct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateOct 26, 2021
Property Address10283 7TH ST SE, SAINT CLOUD, MN 56304-9701
Document Number0000930740
Instrument DateOct 18, 2021
Instrument930740
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyREGIS TITLE LLC

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10283 7TH ST SE, SAINT CLOUD, MN 56304-9701

Mortgage

Document Number0000930741
DateOct 26, 2021
Instrument930741
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address10283 7TH ST SE, SAINT CLOUD, MN 56304-9701
Document Number0000847922
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedNov 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10283 7TH ST SE ST CLOUD MN 563049701, ST CLOUD, MN 56304-9701

Mortgage

Document Number0000847922
DateNov 13, 2017
Instrument847922
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10283 7th St SE was $2,916.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionPalmer Township
Unified School DistrictFoley Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709,800 (+16.38%) Land $375,300 Building $334,500$709,800 (+16.38%) Land $375,300 Building $334,500
2025$2,916.00$609,900 Land $329,700 Building $280,200$609,900 Land $329,700 Building $280,200
2023$3,758.00$148,200 Land $148,200
2021$148,200 Land $148,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10283 7th St SE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2022–2023)
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 2 claims
  • Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10283 7th St SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Benton Cooperative Telephone Company
Fiber
250 / 250

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